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LIFE POLICY Service Procedure


2. POLICY LOAN

Type When To Do Forms/Requirements Remarks
2. Policy Loan After the relevant policy has been in forced for 3 years or more.
  1. Policy Loan Agreement Form (x 2)
  2. The stamp duty will be deducted from the loan amount
  3. Signature of Assignee or Trustee, if any
  1. No outstanding payment
  2. First loan at 90% of cash value
  3. Second loan at 85% of cash value
  4. Interest is charged on a rate determined by company

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