1 Cash Surrender

Type	When To Do	Forms/Requirements	Remarks
1. Cash Surrender	After the relevant policy has been in forced for 3 years or more.	Request for Cash Surrender Form (x 2) Policy Contract To be properly signed by the Insured / Applicant and the Assignee or Trustees, if any A report from Branch Operation Personnel is needed before the transaction can be processed	You are advised against surrendering your policy early as you may receive less than what you have paid.