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LIFE POLICY Service Procedure

5.3 Changes involving Premium Adjustment - REVIEW OF SUB-STANDARD POLICIES

Type When To Do Forms/Requirements Remarks
5.3 Review of Sub-Standard Policies
  1. After two (2) years - for medically rated policies
  2. After one (1) year - for occupationally rated policies
  1. Request for Change Form (x 2)
  2. Policy contract
  3. Medical Reports - for medically rated policies only
  4. Appointment Letter - for occupationally rated policies only
 Notes: Loading due to -
  1. Physical / family history - medically rated
  2. Occupation / hobbies - Occupationally rated

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