11.1 ETI

Type	When To Do	Forms/Requirements	Remarks
11.1 Extended Term Insurance	After a policy has attained Cash Value, the policy owner may elect to continue the policy as a Non-Participating Extended Term Insurance in an amount equal to the face amount increased by any bonuses or paid-up additions, less any indebtedness. No further remittance of premium is required.	Request for Change Form (x 2) The forms must be properly signed by the insured / applicant and the assignee or trustee, if any.	If premiums have not been paid for a full year, the values will be determined on a pro-rated basis. However, the values are subject to modification on account of any dividend / bonus credits and loan indebtedness. Policy under ETI may be reinstated through normal reinstatement.