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LIFE POLICY CLAIMS PROCEDURE


4. TOTAL AND PERMANENT DISABILITY (TPD)

Claim Type Notification Documents/Information Remarks
4. Total and Permanent Disability Written notice of Claim must be given to the company within 6 months after the date of commencement of such disability.
  1. Total and Permanent Disability Claim Form which include:- i) Claimant's Statement and ii) Attending Physician's Statement
  2. Insured must be totally disabled uninterruptedly for a period of at least six (6) months.
  3. Medical Report, if any
  4. Police Report, if due to accident
  5. Policy Contract
On acceptance of advance payment, all supplementary contracts, settlement options, values, policy holder's rights and benefits except as to the balance, if any, will be terminated.

Any fees incurred in obtaining the Certificate of Medical Attendant and the Discharge Certificate are borne by the insured.


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