Professional Indemnity Insurance for

GENERAL MEDICAL PRACTITIONERS

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Professional Indemnity Insurance For

 

 

All you want to know about..... PI for General Medical Practitioners

HIGHLIGHTS OF THE SCHEME

  • The first locally underwritten Medical Indemnity scheme was initiated by the doctors in 1994.
  • Confined to General Medical Practitioners in Malaysia and hence there is no premium subsidy for higher risk professionals. Thus, ensuring stable and affordable premium rates which are not subject to arbitrary and abrupt increases.
  • Provides continuum of cover at no additional cost. * Coverage is provided for the period after you have retired or ceased practice completely.
  • Estates and Legal Representatives of members are also covered.
  • Provides advice and assistance with representation when necessary at Malaysian Medical Council disciplinary hearings.
  • Provides cover for Good Samaritan Acts.
  • Provides Locum extension coverage.
  • Provides Annual Risk Management Bulletin.
  • Provides Medico-Legal assistance and support.
  • Provides Indemnity Cover to Freelance and Government Doctors as Locums
LIMIT OF INDEMNITY AND ANNUAL PREMIUM

Limit of Indemnity

Total Annual Premium (inclusive of Stamp Duty)

RM500,000 any one claim and in the aggregate RM500.00 (Only for Government Doctors performing locum)
RM500,000 any one claim and in the aggregate RM650.00
RM500,000 any one claim and in the aggregate RM900.00 (With locum extension)
RM1,000,000 any one claim and in the aggregate RM950.00
RM1,000,000 any one claim and in the aggregate RM1,300.00 (With locum extension)
RM2,000,000 any one claim and in the aggregate RM1,250.00 (Procedures)
RM2,000,000 any one claim and in the aggregate RM1,700.00 (Procedures) (With locum extension)
FREQUENTLY ASKED QUESTIONS
  1. IS COVERAGE PROVIDED ON AN OCCURENCE BASIS OR CLAIMS MADE BASIS? The coverage afforded by this scheme is on a claims made basis - meaning indemnity is provided for claims made against you while you are a member of this scheme. You are encouraged to continue being a member of our scheme, as we provide retroactive cover for services that you may have provided for in the past (from the effective date of cover), but being sued during the period the policy is in force. Furthermore, the scheme also offers continuum of cover for members of the scheme who retire or completely cease practice. Therefore, the coverage afforded is comprehensive and meets the requirement of the General Medical Practitioner.
  2. IN THE EVENT OF A CLAIM AGAINST ME, WHAT DO I DO AND DO I BEAR ANYTHING? Unlike other insurance policies, there is no excess applicable. In the event of a claim or if you are aware of a potential claim, you have to immediately notify the The Claims Manager (Non-Motor Department).
  3. HOW DO I JOIN THIS SCHEME? Just complete the simple "Proposal Form For General Medical Practitioners" and you may either i) MAIL the form together with your payment cheque (made payable to "Zurich Insurance Malaysia Berhad") to our Authorised Agency: Koo Agency, AS-00-04, SP Goodyear Court 10, 47630 Subang Jaya; or ii) FAX the completed form with your Credit Card payment details to our Authorised Agency: Koo Agency Fax No.: 03-80249046.
HOW TO OBTAIN A PROPOSAL FORM?
  • Print a proposal form by clicking here ; or
  • Request a proposal form via email and we will email you the proposal form; or
  • Call/SMS 012-6597262 for a proposal form.
HOW TO SUBMIT THE PROPOSAL FORM AND MAKE THE PAYMENT?
You may choose any of the following ways to submit your completed form:-
  1. By FAX - Koo Agency Fax No.: 03-80249046; or
  2. By POST - Mail to Koo Agency, AS-00-04, SP Goodyear Court 10, 47630 Subang Jaya

You may also choose your preferred way of payment as follows:-

  1. By CREDIT CARD (Visa or MasterCard) - Just complete the relevant part in the proposal form; or
  2. By CHEQUE - Enclosed your payment cheque together with the proposal form. Kindly make cheque payable to "Zurich Insurance Malaysia Berhad"; or
  3. By BANKIN or ONLINE TRANSFER - Direct bankin or online transfer to either i) Koo Agency MAYBANK Account No.: 5123-611-44-193 or ii) Koo Agency ALLIANCE BANK Account No.: 1211-800-1000-4155. If by bankin, please fax a copy of the bankin slip together with the proposal form.

PAYMENT BY CASH IS NOT RECOMMENDED

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