|
SCHEDULE OF
BENEFITS
(DEATH
AND PERMANENT DISABLEMENT)
|
| COMPENSATION |
(Percentage
of Capital Sum Insured) |
| Accidental
Death |
100% |
| Loss
of two limbs |
100% |
| Loss
of both hands, or of all fingers and both thumbs |
100% |
| Total
paralysis |
100% |
| Total
insanity |
100% |
| Injuries
resulting in being permanently bedridden |
100% |
| Any
other injury causing permanent total disability |
100% |
| Loss
of ARM at shoulder |
100% |
| Loss
of ARM between shoulder and elbow |
100% |
| Loss
of ARM at elbow |
100% |
| Loss
of ARM between elbow and wrist |
100% |
| Loss
of HAND at wrist |
100% |
| Loss
of LEG |
- at hip |
100% |
| - between
knee and hip |
100% |
| - below knee |
100% |
| EYE:
loss of |
- whole eye |
100% |
| - all sight
in one eye |
100% |
| - all sight
in one eye, except perception of light |
50% |
| - lens of
one eye |
50% |
| Loss
of FOUR FINGERS AND THUMB of one hand |
50% |
|
Loss
of FOUR FINGERS
|
40% |
| Loss
of THUMB |
- both
phalanges |
30% |
| - one
phalanx |
15% |
| Loss
of INDEX FINGER |
- three
phalanges |
15% |
| - two
phalanges |
10% |
| - one
phalanx |
5% |
| Loss
of MIDDLE FINGER |
- three
phalanges |
8% |
| - two
phalanges |
5% |
| - one
phalanx |
3% |
| Loss
of RING FINGER |
- three
phalanges |
6% |
| - two
phalanges |
5% |
| - one
phalanx |
3% |
| Loss
of LITTLE FINGER |
- three
phalanges |
5% |
| - two
phalanges |
4% |
| - one
phalanx |
3% |
| Loss
of METACARPALS |
- first or
second (additional) |
4% |
| - third,
fourth or fifth (additional) |
3% |
| Loss
of TOES |
- all |
20% |
| - great,
both phalanges |
8% |
| - great, one
phalanx |
3% |
| - other than
great, if loss of more than one toe on each foot |
2% |
| Loss
of HEARING |
- both ears |
75% |
| - one ear |
15% |
| Loss
of SPEECH |
|
50% |
| Permanent
Loss of SPEECH & HEARING in both ears |
100% |
| Shortening
of ARM (must be certified by a specialist's medical report) |
- more than
1" up to 2" |
2.5% |
| - more than
2" up to 4" |
5% |
| - more than
4" |
12.5% |
| Shortening
of LEG (must be certified by a specialist's medical report) |
- more than
1" up to 2" |
5% |
| - more than
2" up to 4" |
10% |
| - more than
4" |
25% |