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MAA PROTECT ALL PA 100


 

SCHEDULE OF BENEFITS 

(DEATH AND PERMANENT DISABLEMENT)

COMPENSATION (Percentage of Capital Sum Insured)
Accidental Death

100%

Loss of two limbs 100%
Loss of both hands, or of all fingers and both thumbs

100%

Total paralysis

100%

Total insanity

100%

Injuries resulting in being permanently bedridden

100%

Any other injury causing permanent total disability 100%
Loss of ARM at shoulder 100%
Loss of ARM between shoulder and elbow 100%
Loss of ARM at elbow 100%
Loss of ARM between elbow and wrist 100%
Loss of HAND at wrist 100%
Loss of LEG - at hip 100%
- between knee and hip 100%
- below knee 100%
EYE: loss of - whole eye 100%
- all sight in one eye 100%
- all sight in one eye, except perception of light 50%
- lens of one eye 50%
Loss of FOUR FINGERS AND THUMB of one hand 50%

Loss of FOUR FINGERS

40%
Loss of THUMB - both phalanges 30%
- one phalanx 15%
Loss of INDEX FINGER - three phalanges 15%
- two phalanges 10%
- one phalanx 5%
Loss of MIDDLE FINGER - three phalanges 8%
- two phalanges 5%
- one phalanx 3%
Loss of RING FINGER - three phalanges 6%
- two phalanges 5%
- one phalanx 3%
Loss of LITTLE FINGER - three phalanges 5%
- two phalanges 4%
- one phalanx 3%
Loss of METACARPALS - first or second (additional) 4%
- third, fourth or fifth (additional) 3%
Loss of TOES - all 20%
- great, both phalanges 8%
- great, one phalanx 3%
- other than great, if loss of more than one toe on each foot 2%
Loss of HEARING - both ears 75%
- one ear 15%
Loss of SPEECH   50%
Permanent Loss of SPEECH & HEARING in both ears 100%
Shortening of ARM (must be certified by a specialist's medical report) - more than 1" up to 2" 2.5%
- more than 2" up to 4" 5%
- more than 4" 12.5%
Shortening of LEG (must be certified by a specialist's medical report) - more than 1" up to 2" 5%
- more than 2" up to 4" 10%
- more than 4" 25%

 


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