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MAA
PROTECT ALL PA 100
.....
It's not just a Personal Accident, we protect you more than that!!!
~ Contents ~
| Table
of Benefits & Premiums |
Extended
Coverage |
| Exclusions |
If
you wish to apply for the MAA Protect All PA 100 coverage, just instruct
us by e-mail and we will be
sending you the Official Application Form |
|
This information is not a
contract of insurance. The description of the available cover is only a
brief summary for quick and easy reference. The precise terms and
conditions that apply are stated in the policy contract. |
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Here To return to other Insurance Services & Details
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is USJatyourservice,
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by kooagency
|
TABLE OF BENEFITS
& PREMIUMS |
|
Features |
PLAN
1 |
PLAN
2 |
PLAN
3 |
PLAN
4 |
| ACCIDENTAL
DEATH & DISMEMBERMENT - Pays up to the capital sum
as per schedule (See Table of Schedule) |
50,000 |
100,000 |
200,000 |
300,000 |
| MEDICAL
REIMBURSEMENT - Reimburse medical expenses up to the sum insured
inclusive of hospital room and board, clinical, outpatient and surgical
treatment |
4,000 |
5,000 |
7,500 |
10,000 |
| WEEKLY
INDEMNITY - Pays up to 104 weeks if the insured is totally unable to
attend work as certified by a registered medical practitioner |
100 |
200 |
300 |
400 |
| BROKEN
BONES/BURN - Pays up to RM20,000 as per schedule (See Table of
Schedule) |
8,000 |
10,000 |
15,000 |
20,000 |
| PHYSICIAN
BENEFIT - An additional medical benefit up to RM500 cover treatments
by acupuncturist, bonesetter, chiropractor, osteopath &
physiotherapist. Provided the first consultation is by registered
medical practitioner |
100 |
300 |
400 |
500 |
| DAILY
HOSPITAL INCOME - A daily hospital income benefit up to RM130 per
accident (max. 180 days) |
30 |
50 |
90 |
130 |
| RENEWAL
BONUS - 10% renewal bonus on accidental sum assured a year up to 50%
maximum or not exceeding RM300,000 total company accidental death* |
10%
renewal bonus a year up to 50%* |
| AMBULANCE
FEES - Pays ambulance fees incurred consequent upon an accident up
to RM200 per accident |
RM200
per accident |
| BEREAVEMENT
ALLOWANCE - Pays up to RM10,000 in the event of death (ANY CAUSE) |
5,000 |
10,000 |
| ADDITIONAL
DEATH BENEFIT - An additional death benefit up to RM50,000 is
payable in the event of death (ANY CAUSE) |
5,000 |
15,000 |
30,000 |
50,000 |
| ANNUAL
PREMIUM |
PLAN
1 |
PLAN
2 |
PLAN
3 |
PLAN
4 |
| *CLASS
1 & 2 |
RM206 |
RM360 |
RM602 |
RM783 |
| *CLASS
3 |
RM283 |
RM513 |
RM908 |
RM1,224 |
|
*CLASSIFICATION OF
OCCUPATION
CLASS
1 : Persons engaged in professional administrative, managerial,
clerical and non-manual occupations.
CLASS
2 : Persons engaged in work of supervisory nature but not involved
in manual labour.
CLASS
3 : Persons engaged either occasionally or generally in manual work
which involves the use of tools or machinery. |
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|
EXTENDED
COVERAGE |
Whilst
on any mode of travelling
- Motor Cycling
- Hijacking
- Disappearance
|
Accidents
caused by natural perils
- Natural disasters including La Nina,
El Nino, Flood & Earthquake
- Exposure to natural elements
- Insect bites, Snake bites and Animal
bites
|
Whilst
engaged in sports or hobbies
- All amateur sports (except martial
arts and boxing)
- Water sports including yachting and
water skiing
- Scuba diving (up to 50 metres deep)
- Hunting
- Mountain Climbing
- Polo playing
- Bungee Jumping
|
Other
additional extensions
- Strike Riot and Civil Commotion
- Murder and Assault (unprovoked)
- Drowning
- Suffocation through smoke fumes or
poisonous gas
- Food and Drink poisoning
- Accident consequent upon intoxication
of alcohol
- Intoxication by drugs (drugs must be
prescribed by doctor)
|
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|
EXCLUSIONS |
|
War, Civil War, AIDS and
diseases including dengue fever, Japanese Encephalitis, Childbirth,
Miscarriage, Provoked Murder or Assault, Travelling as an aircraft crew,
Aerial Activities, Martial Arts, Racing, Radiation and Nuclear Weapons
material. |
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