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MAA PROTECT ALL PA 100

..... It's not just a Personal Accident, we protect you more than that!!!


~ Contents ~

Table of Benefits & Premiums Extended Coverage
Exclusions If you wish to apply for the MAA Protect All PA 100 coverage, just instruct us by e-mail and we will be sending you the Official Application Form

This information is not a contract of insurance. The description of the available cover is only a brief summary for quick and easy reference. The precise terms and conditions that apply are stated in the policy contract.


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TABLE OF BENEFITS & PREMIUMS

Features

PLAN 1 PLAN 2 PLAN 3 PLAN 4
ACCIDENTAL DEATH & DISMEMBERMENT - Pays up to the capital sum as per schedule (See Table of Schedule) 50,000 100,000 200,000 300,000
MEDICAL REIMBURSEMENT - Reimburse medical expenses up to the sum insured inclusive of hospital room and board, clinical, outpatient and surgical treatment 4,000 5,000 7,500 10,000
WEEKLY INDEMNITY - Pays up to 104 weeks if the insured is totally unable to attend work as certified by a registered medical practitioner 100 200 300 400
BROKEN BONES/BURN - Pays up to RM20,000 as per schedule (See Table of Schedule) 8,000 10,000 15,000 20,000
PHYSICIAN BENEFIT - An additional medical benefit up to RM500 cover treatments by acupuncturist, bonesetter, chiropractor, osteopath & physiotherapist. Provided the first consultation is by registered medical practitioner 100 300 400 500
DAILY HOSPITAL INCOME - A daily hospital income benefit up to RM130 per accident (max. 180 days) 30 50 90 130
RENEWAL BONUS - 10% renewal bonus on accidental sum assured a year up to 50% maximum or not exceeding RM300,000 total company accidental death* 10% renewal bonus a year up to 50%*
AMBULANCE FEES - Pays ambulance fees incurred consequent upon an accident up to RM200 per accident RM200 per accident
BEREAVEMENT ALLOWANCE - Pays up to RM10,000 in the event of death (ANY CAUSE) 5,000 10,000
ADDITIONAL DEATH BENEFIT - An additional death benefit up to RM50,000 is payable in the event of death (ANY CAUSE) 5,000 15,000 30,000 50,000
ANNUAL PREMIUM PLAN 1 PLAN 2 PLAN 3 PLAN 4
*CLASS 1 & 2 RM206 RM360 RM602 RM783
*CLASS 3 RM283 RM513 RM908 RM1,224

*CLASSIFICATION OF OCCUPATION

CLASS 1 : Persons engaged in professional administrative, managerial, clerical and non-manual occupations.

CLASS 2 : Persons engaged in work of supervisory nature but not involved in manual labour.

CLASS 3 : Persons engaged either occasionally or generally in manual work which involves the use of tools or machinery.

 

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EXTENDED COVERAGE

Whilst on any mode of travelling
  • Motor Cycling
  • Hijacking
  • Disappearance
Accidents caused by natural perils
  • Natural disasters including La Nina, El Nino, Flood & Earthquake
  • Exposure to natural elements
  • Insect bites, Snake bites and Animal bites
Whilst engaged in sports or hobbies
  • All amateur sports (except martial arts and boxing)
  • Water sports including yachting and water skiing
  • Scuba diving (up to 50 metres deep)
  • Hunting
  • Mountain Climbing
  • Polo playing
  • Bungee Jumping
Other additional extensions
  • Strike Riot and Civil Commotion
  • Murder and Assault (unprovoked)
  • Drowning
  • Suffocation through smoke fumes or poisonous gas
  • Food and Drink poisoning
  • Accident consequent upon intoxication of alcohol
  • Intoxication by drugs (drugs must be prescribed by doctor)

 

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EXCLUSIONS

War, Civil War, AIDS and diseases including dengue fever, Japanese Encephalitis, Childbirth, Miscarriage, Provoked Murder or Assault, Travelling as an aircraft crew, Aerial Activities, Martial Arts, Racing, Radiation and Nuclear Weapons material.

 

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