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FleXi PERSONAL ACCIDENT


FREQUENTLY ASKED QUESTIONS (FAQs)

Q1. Who is eligible? Q2. What is the mode of payment available? Q3. Does this plan pay in addition to any other PA insurance policy that I may have? Q4. Does this plan provides any cash value?
Q5. Do I need any medical check up? Q6. Am I covered at home, work or at leisure? Q7. Are there any exclusions?

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FREQUENTLY ASKED QUESTIONS

Q1. Who is eligible? A1. Anyone residing in Malaysia aged above 1 to 65 years old (as at next birthday age) and not involved with any high risk duties and occupations. However, for persons age below 16 years, student and housewife are only eligible to buy up to Plan 2 (without weekly indemnity benefit).

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Q2. What is the mode of payment available? A2. You can pay the premium yearly.

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Q3. Does this plan pay in addition to any other PA insurance policy that I may have? A3. Yes, it pays in addition to any other PA insurance policy you may have except for Medical Reimbursement.

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Q4. Does this plan provides any cash value? A4. NO. This is a protection plan with NO cash value.

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Q5. Do I need any medical check up? A5. NO, medical examination is not required for this policy.

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Q6. Am I covered at home, work or at leisure? A6. YES, it protects you 24 hours a day, 365 days a year, all around the world, whether you are at work, at home, travelling or playing sports.

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Q7. Are there any exclusion? A7. YES, including the followings:-
  • War

  • Civil War
  • Hijacking and Terrorism
  • AIDS and Diseases
  • Childbirth
  • Miscarriage
  • Provoked Murder or Assault
  • Traveling as an Aircraft Crew
  • Aerial Activities
  • Martial Arts
  • Racing
  • Radiation
  • Nuclear Weapons Material

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