|
SCHEDULE OF
BENEFITS FOR DEATH
AND PERMANENT DISMEMBERMENT / DISABLEMENT
|
| COMPENSATION |
(Percentage
of Capital Sum Insured) |
| Accidental
Death (occurring within 12 calendar months of accident) |
100% |
| Loss
of or permanent total loss of use of two limbs |
100% |
| Loss
of or permanent total loss of both hands, or of all fingers and both thumbs |
100% |
| Total
paralysis |
100% |
| Total
insanity |
100% |
| Injuries
resulting in being permanently bedridden |
100% |
| Any
other injury causing permanent total disablement |
100% |
| Loss
of or permanent total loss of use of ARM at shoulder |
100% |
| Loss
of or permanent total loss of use of ARM between shoulder and elbow |
100% |
| Loss
of or permanent total loss of use of ARM at elbow |
100% |
| Loss
of or permanent total loss of use of ARM between elbow and wrist |
100% |
| Loss
of or permanent total loss of use of HAND at wrist |
100% |
| Loss
of or permanent total loss of use of LEG |
- at hip |
100% |
| - between
knee and hip |
100% |
| - between knee
and ankle |
100% |
| EYE:
loss of |
- whole eye |
100% |
| - sight of
both eyes |
100% |
| - sight, except perception of light |
50% |
| - lens of eye |
50% |
| Loss
of or permanent total loss of use of FOUR FINGERS AND THUMB of one hand |
50% |
|
Loss
of or permanent total loss of use of FOUR FINGERS
|
40% |
| Loss
of or permanent total loss of use of THUMB |
- both
phalanges |
25% |
| - one
phalanx |
10% |
| Loss
of or permanent total loss of use of INDEX FINGER |
- three
phalanges |
10% |
| - two
phalanges |
8% |
| - one
phalanx |
4% |
| Loss
of or permanent total loss of use of MIDDLE FINGER |
- three
phalanges |
6% |
| - two
phalanges |
4% |
| - one
phalanx |
2% |
| Loss
of or permanent total loss of use of RING FINGER |
- three
phalanges |
5% |
| - two
phalanges |
4% |
| - one
phalanx |
2% |
| Loss
of or permanent total loss of use of LITTLE FINGER |
- three
phalanges |
4% |
| - two
phalanges |
3% |
| - one
phalanx |
2% |
| Loss
of or permanent total loss of use of METACARPALS |
- first or
second (additional) |
3% |
| - third,
fourth or fifth (additional) |
2% |
| Loss
of or permanent total loss of use of TOES |
- all |
15% |
| - great,
both phalanges |
5% |
| - great, one
phalanx |
2% |
| - other than
great, if loss of more than one toe on each foot |
1% |
| Loss
of or permanent total loss of use of HEARING |
- both ears |
75% |
| - one ear |
15% |
| Loss
of or permanent total loss of use of SPEECH |
|
50% |
