All you want to know about... ShopPAC

FROM AS LOW AS RM1.77 A DAY!

 

ShopPAC for shops

(retail trading) with Class 1A and 1B construction

All figures in Ringgit Malaysia

PLAN A

Total Sum Insured

PLAN B

Total Sum Insured

PLAN C

Total Sum Insured

Section 1a. FIRE & IT'S ALLIED PERILS

Furniture, fixtures & fittings including air-cons, renovations, office machinery, office equipment, computers and all other office contents and/or stock-in-trade relating to Insured's business

95,000

145,000 245,000
Section 1b. FIRE CONSEQUENTIAL LOSS

On increase in Cost of Working Only.

Indemnity period: 3 (Three) months

3,000

3,000 3,000
Section 2. BURGLARY

Theft of stock-in-trade and contents insured under Section 1a.

30,000

50,000 70,000
Section 3. MONEY

(a) Whilst inside Insured Premises

  1. during business hours

  2. in locked safe/locked steel cabinet after working hours

(b) Whilst in transit anywhere in Malaysia

(c) Damage to safe/drawer/steel cabinet/cash register

 

 

 

 

  1. 5,000

  2. 5,000

(b) 5,000

(c) 1,000

 

 

  1. 7,500

  2. 7,500

(b) 7,500

(c) 1,000

 

 

  1. 10,000

  2. 10,000

(b) 10,000

(c) 1,000

Section 4. PLATE GLASS & SIGNBOARD

Breakage of glass and damage to signboard

5,000

7,500 10,000
Section 5. PUBLIC LIABILITY

Legal liability in respect of bodily injury to third party and/or loss or damage to third party property as a result of an accident within the Insured's Premises

200,000

300,000 400,000

PREMIUM

GST 6%

STAMP DUTY

TOTAL PREMIUM

600.00

36.00

10.00

646.00

900.00

54.00

10.00

964.00

1,600.00

96.00

10.00

1,706.00

Additional Perils covered under Section 1a. and 1b. :-
  1. Explosion (Non-Industrial without boilers)

  2. Riot, Strike and Malicious Damage
  3. Bursting or Overflowing of water tanks, apparatus or pipes
  4. Earthquake &Volcanic Eruption
  5. Storm Tempest
  6. Flood
  7. Impact Damage (including own vehicles)
EXCLUDED RISKS:-
  1. Handphones, Wine, Liquor, Cigarettes, Cameras & Accessories unless in a Shopping Complex

  2. Money Changer
  3. Jewellery / Goldsmith shops
  4. Internet / Cyber Cafes
  5. Furniture Malls / Furniture Showrooms / Furniture Retail Outlets
  6. Sundry / Retail Shops where more than 15 lbs of Liquefied Petroleum Gas (LPG) are kept
  7. Pre-War Buildings
  8. Conflagration areas i.e. risks located in congested and squatter areas and areas gazetted for development

If you wish to signup for the ShopPAC, just print a copy of the Proposal Form, Complete the form and send it together with your payment cheque (Please make cheque payable to 'Zurich Insurance Malaysia Berhad') to:-

Koo Agency

No. 9, Jalan Industri USJ 1/12, Taman Perindustrian USJ 1, 47620 Subang Jaya.


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