MedicaGen 200 Schedule of Premiums

AGE BAND (Age Next Birthday)	TOTAL ANNUAL PREMIUM AT ENTRY (RM)
	INDIVIDUAL
	PLAN 1	PLAN 2	PLAN 3	PLAN 4
30 days - 18 years	328	392	437	590
19 - 35 years	334	417	515	730
36 - 45 years	443	555	696	970
46 - 50 years	630	809	1,024	1,473
51 - 55 years	727	935	1,186	1,858
56 - 60 years	951	1,238	1,580	2,270
61 - 65 years (Renewal Only)	1,180	1,546	1,980	2,934
66 - 70 years (Renewal Only)	1,581	2,075	2,661	3,660
71 - 75 years (Renewal Only)	1,814	2,382	3,055	4,205
Note: Please add RM10.00 as Stamp Duty to the above rates. CLASS 3 will have an additional loading of 30% on overall total premium See Classification of Occupation

PREMIUMS

The premium rate shall also increase if the insured person's age, at the anniversary of the second policy year, falls under a new rating band. The renewal premiums payable is not guaranteed and the Company reserves the right to revise the premium rate applicable at the time of renewal. Such changes, if any, shall be applicable to all policyholders irrespective of their claim experience according to the Company's risk assessment. Premiums for these benefits can only be changed if premiums for all MedicaGen 200 issued on the same term as yours are similarly changed and 90 days written notice is given.

NOTE:

Upgraded Room & Board Co-Payment - If the Insured Person is hospitalised at a Room & Board rate which is higher than his/her eligible benefit, the Insured Person shall bear 20% of the other eligible benefits, described in the Schedule of Benefits for each and every claim.
Total benefits payable in a year must not exceed the Overall Annual Limit.
Total benefits payable during the lifetime is subject to the Lifetime Limit.

You should satisfy yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford.