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   SCHEDULE OF BENEFITS 

Plans PLAN 1 PLAN 2 PLAN 3 PLAN 4
Benefits

RM

Overall Annual Limit per Insured 35,000 50,000 70,000 120,000
Lifetime Limit - During the first two (2) policy years 35,000 50,000 70,000 120,000
Lifetime Limit - Thereafter, provided insured has been claims free for the preceding two (2) policy years 105,000 150,000 210,000 360,000

LIMIT PER DISABILITY

HOSPITAL BENEFITS
Hospital Room & Board (max. 365 days per annum) 110 160 210 360
ICU - Intensive Care Unit (max. 60 days per annum)

As Charged

Hospital Supplies & Services
Surgical Fees
Anaesthetist Fees
Operating Theatre
Pre-Hospital Diagnosis Tests (within 60 days prior to admission)
Pre-Hospital Specialist Consultation (within 60 days prior to admission)
In-Hospital Physician Visit (max. 200 days per annum)
Post Hospitalisation Treatment (within 31 days from discharge)
OUT-PATIENT BENEFITS
Emergency Accidental Outpatient Treatment (within 24 hours and follow-up treatment to a max. of 31 days)

As Charged

Out-patient Physiotherapy Treatment (within 90 days from discharge/surgery)
Ambulance Fees 350 500 700 1,200
Out-patient Kidney Dialysis Treatment (per annum) 11,000 16,000 21,000 36,000
Out-patient Cancer Treatment (per annum) 22,000 32,000 42,000 72,000
OTHER BENEFITS
Daily Cash Allowance at Government Hospital (max. 365 days per annum) 100 100 100 100
Home Nursing Care (per annum) 1,500 1,500 1,500 1,500
Insured Child's Daily Guardian Benefit (max. per disability) 200 250 300 400
Medical Report Fees 80 80 100 100
Government Service Tax As Charged
PERSONAL ACCIDENT @ AGE 75 per Insured
Accidental Death & Dismemberment 50,000 50,000 50,000 50,000
 

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