Maax WANITA

ILLNESSES PROTECTION

DESCRIPTION & DEFINITION OF...

FEMALE CARCINOMA-IN-SITU (BREAST and CERVIX UTERI)

Amount Payable:

30% of Sum Assured (Max. RM50,000)

Focal autonomous new growth of carcinomatous cells, which have not yet resulted in the invasion of normal tissues. 'Invasion' means an infiltration and/or active destruction of tissue or surrounding tissue beyond the basement membrane. The disease of carcinoma-in-situ covered is limited only to cervix uteri or the breast. The diagnosis of carcinoma-in-situ must always be positively diagnosed upon the basis of a microscopic examination of fixed tissue additionally supported, in the case of cervix uteri by cone biopsy or colposcopy with cervical biopsy and, in the case of breast, by a biopsy. Clinical diagnosis does not meet this standard.

Cervical Intraepithelial Neoplasia (CIN) classification including CIN I, CIN II, and CIN III (severe dysplasia without carcinoma-in-situ) and all carcinoma-in-situ in the presence of any Human Immunodeficiency Virus (HIV) are specifically excluded.

A waiting period of one hundred and eighty (180) days is applicable to this benefit.

These benefits will not be payable if, at the point of claim for these benefits, the Insured has already qualified for Female Cancers benefit as stated in Item 2. under the same period of time.


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