Maax WANITA

GOLDEN WANITA PROTECTION

DESCRIPTION & DEFINITION OF...

LOSS OF INDEPENDENT EXISTENCE (DISABILITY)

Amount Payable:

100% of Sum Assured

'Loss of Independent Existence' is defined as a permanent inability (lasting for a minimum period of six (6) months) to perform at least three (3) of the following Activities of Daily Living either with or without the use of mechanical equipment, special devices or other aids and adaptations in use for disabled persons.

For the purpose of this definition, the word 'permanent' shall mean beyond the hope of recovery with current medical knowledge and technology.

ACTIVITIES OF DAILY LIVING

The "Activities of Daily Living" of this Supplementary Contract refers to the following:-

  1. Transfer - Getting in and out of a chair without requiring any physical assistance;
  2. Mobility - The ability to move from room to room without requiring any physical assistance;
  3. Continence - The ability to voluntarily control bowel and bladder functions such as to maintain personal hygiene;
  4. Dressing - Putting on and taking off all necessary items of clothing without requiring assistance of another person;
  5. Bathing/Washing - The ability to wash in the bath or shower (including getting in or out of the bath or shower) or wash by any other means;
  6. Eating - All tasks of getting food into the body once it has been prepared. 

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