| 'Loss of
Independent Existence' is defined as a permanent inability (lasting for
a minimum period of six (6) months) to perform at least three (3) of the
following Activities of Daily Living either with or without the use of
mechanical equipment, special devices or other aids and adaptations in
use for disabled persons.
For the purpose of this definition, the
word 'permanent' shall mean beyond the hope of recovery with current
medical knowledge and technology.
ACTIVITIES OF DAILY LIVING The
"Activities of Daily Living" of this Supplementary Contract
refers to the following:-
- Transfer - Getting in and out of a
chair without requiring any physical assistance;
- Mobility - The ability to move from
room to room without requiring any physical assistance;
- Continence - The ability to
voluntarily control bowel and bladder functions such as to maintain
personal hygiene;
- Dressing - Putting on and taking off
all necessary items of clothing without requiring assistance of
another person;
- Bathing/Washing - The ability to wash
in the bath or shower (including getting in or out of the bath or
shower) or wash by any other means;
- Eating - All tasks of getting food
into the body once it has been prepared.
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