|
You can invest in any one or a combination of MAA investment-linked funds through the purchase of any one of MAA's investment-linked plans. The following funds are available to suit your investment objectives, risk profiles and investment horizons: |
||||||||||||||||||||||||||||||||||||||
|
MAA Investment-Linked Funds A CORNERSTONE OF YOUR FINANCIAL SECURITY |
||||||||||||||||||||||||||||||||||||||
|
Investment - A cornerstone of your financial security. Achieving your financial goals requires the right tools. The right support. Knowledge is power. Information means money. At MAA, we have a wide variety of investment-linked funds for you to choose from, each unique in its investment objective and asset allocation. Our funds are structured to meet diverse risk profiles of our policyholders.... from conservatives to those who have high tolerance for risk. Here, there is something for everyone. Choosing the right fund to suit your investment objectives, risk profiles and investment horizons is made so much easier. At MAA, we make your investment work harder.... for you! |
||||||||||||||||||||||||||||||||||||||
|
MAA Growth Fund |
MAA Balanced Fund |
MAA Income Fund |
||||||||||||||||||||||||||||||||||||
|
Fund Objective |
To provide capital appreciation over the medium to long-term through investment in a diversified portfolio of stocks with high growth potential. | To provide a balanced mix of capital growth and income returns through investments in a diversified portfolio of stocks and fixed income securities. | To provide a stable level of income through investments in a diversified portfolio of fixed income securities. | |||||||||||||||||||||||||||||||||||
|
Risk Barometer |
High | Moderate to High | Low to Moderate | |||||||||||||||||||||||||||||||||||
|
Investor Profile |
Looking to gain exposure to the stock market, particularly in sectors and listed companies with good growth potential. | Looking to have a balanced portfolio of stocks and fixed income instruments. | Looking to invest in a portfolio of fixed income instruments. | |||||||||||||||||||||||||||||||||||
|
Investments of the Fund |
Predominantly Malaysian equities and equity-related securities. Some fixed income securities, cash and short-term money market instruments. | Diversified portfolio of Malaysian equities, fixed income securities, cash and short-term money market instruments. | Primarily fixed income securities, cash and short-term money market instruments. Some income-yielding Malaysian equities. | |||||||||||||||||||||||||||||||||||
|
Asset Allocation The tables show the asset allocation range for each of the MAA Funds. The range of asset allocation may be changed from time to time in response to investment market conditions and economic influences. |
|
|
|
|||||||||||||||||||||||||||||||||||
|
Fund Management Fee |
Up to 1.5% per annum | Up to 1.5% per annum | Up to 1.0% per annum | |||||||||||||||||||||||||||||||||||
|
Please note that the underlying assets of each fund may fluctuate on a daily basis, which means that Unit Prices may fall as well as rise. The Performance of the fund is not guaranteed. Past performance is not a guarantee or a reflection of the fund's future performance. The investment risks under the policy are borne solely by the policyholders. MAA Dana Mas Yakin, MAA Dana Mas Maju (formerly known as MAA Dana Al-Fayyadh) & MAA Dana Seri Mulia (formerly known as MAA Dana As-Salam) are not takaful - only the investments of the funds are invested in financial instruments complying with Syariah principles. [ Back to top ] |
||||||||||||||||||||||||||||||||||||||
|
MAA Dana Mas Maju |
MAA Dana Mas Yakin |
MAA Dana Seri Mulia |
||||||||||||||||||||||||||||||||||||
|
Fund Objective |
To provide capital appreciation over the medium to long-term through investment in a diversified portfolio of Syariah-approved stocks with high growth potential. | To provide a balanced mix of income returns, as well as capital growth over the medium to long term. | To provide a stable level of income through investments in a diversified portfolio of Syariah-compliant fixed income securities. | |||||||||||||||||||||||||||||||||||
|
Risk Barometer |
High | Moderate to High | Low to Moderate | |||||||||||||||||||||||||||||||||||
|
Investor Profile |
Looking to invest in Syariah-approved listed companies with good growth potential | Interested in balanced portfolio of Syariah-compliant equities and fixed income securities. Willing to accept moderate to high level of volatility in return for potential capital growth over the medium and long term. | Looking to invest in a portfolio of Syariah-compliant fixed income instruments. | |||||||||||||||||||||||||||||||||||
|
Investments of the Fund |
Predominantly Malaysian equities complying with Syariah priciples. Some Islamic debt securities, non-interest bearing cash and short-term money market instruments. | Diversified portfolio of Syariah-compliant securities, predominantly Malaysian equities, fixed interest securities, cash and short-term securities. | Primarily Islamic debt securities, non-interest bearing cash and short-term money market instruments. Some income yielding Malaysian equities complying with Syariah principles. | |||||||||||||||||||||||||||||||||||
|
Asset Allocation The tables show the asset allocation range for each of the MAA Funds. The range of asset allocation may be changed from time to time in response to investment market conditions and economic influences. |
|
|
|
|||||||||||||||||||||||||||||||||||
|
Fund Management Fee |
Up to 1.5% per annum | Up to 1.5% per annum | Up to 1.0% per annum | |||||||||||||||||||||||||||||||||||
|
Please note that the underlying assets of each fund may fluctuate on a daily basis, which means that Unit Prices may fall as well as rise. The Performance of the fund is not guaranteed. Past performance is not a guarantee or a reflection of the fund's future performance. The investment risks under the policy are borne solely by the policyholders. MAA Dana Mas Yakin, MAA Dana Mas Maju (formerly known as MAA Dana Al-Fayyadh) & MAA Dana Seri Mulia (formerly known as MAA Dana As-Salam) are not takaful - only the investments of the funds are invested in financial instruments complying with Syariah principles. [ Back to top ] |
||||||||||||||||||||||||||||||||||||||
| Fund | MAA Small Cap Fund | MAA Technology Fund | ||||||||||||||||||||||||||||||||||||
|
Fund Objective |
To provide capital appreciation over the medium to long-term through investments in a diversified portfolio of smaller high growth companies with a paid-up capital of up to RM300m. | To provide capital appreciation over the medium to long-term through investments in a diversified portfolio of stocks in the technology, telecommunications and media sectors. | ||||||||||||||||||||||||||||||||||||
|
Risk Barometer |
Very High | Very High | ||||||||||||||||||||||||||||||||||||
|
Investor Profile |
Looking to gain exposure to smaller listed companies with high growth potential. | Looking to gain exposure to high growth companies in the technology, telecommunications and media-related sectors. | ||||||||||||||||||||||||||||||||||||
|
Investments of the Fund |
A diversified portfolio of Malaysian small cap equities, cash and short-term money market instruments. | A diversified portfolio of Malaysian equities in the technology, telecommunications and media-related sectors. | ||||||||||||||||||||||||||||||||||||
|
Asset Allocation The tables show the asset allocation range for each of the MAA Funds. The range of asset allocation may be changed from time to time in response to investment market conditions and economic influences. |
|
|
||||||||||||||||||||||||||||||||||||
|
Fund Management Fee |
Up to 1.5% per annum | Up to 1.5% per annum | ||||||||||||||||||||||||||||||||||||
|
Please note that the underlying assets of each fund may fluctuate on a daily basis, which means that Unit Prices may fall as well as rise. The Performance of the fund is not guaranteed. Past performance is not a guarantee or a reflection of the fund's future performance. The investment risks under the policy are borne solely by the policyholders. MAA Dana Mas Yakin, MAA Dana Mas Maju (formerly known as MAA Dana Al-Fayyadh) & MAA Dana Seri Mulia (formerly known as MAA Dana As-Salam) are not takaful - only the investments of the funds are invested in financial instruments complying with Syariah principles. [ Back to top ] |
||||||||||||||||||||||||||||||||||||||
|
MAA Vulture Fund |
MAA Billion Cap Fund |
MAA Equity Booster Fund |
||||||||||||||||||||||||||||||||||||
|
Fund Objective |
To provide capital appreciation over the short to medium term using an active asset allocation strategy to benefit from potential trading opportunities. | To provide capital appreciation over the medium to long term by investing in large blue-chip companies with a market capitalization of RM1 billion and above. | To provide capital appreciation over the short to medium term by investing in equities, warrants and other equity-related derivatives listed on Bursa Malaysia. | |||||||||||||||||||||||||||||||||||
|
Risk Barometer |
Very High | High | Very High | |||||||||||||||||||||||||||||||||||
|
Investor Profile |
Looking to take advantage of sharp price movements and other market opportunities via an active asset allocation and trading strategy. | Looking to participate in the growth of the economy and the stock market, via investments in large market capitalized companies and to track the KLCI. | For investors with a positive outlook for the Malaysian stock market and looking to invest in a Fund with significant investments in equity-related derivatives. | |||||||||||||||||||||||||||||||||||
|
Investments of the Fund |
Predominantly Malaysian equities and equity-related securities, cash and short-term money market instruments. | Predominantly Malaysian equities and equity-related securities with market capitalization of at least RM1 billion, cash and short-term money market instruments. | Predominantly Malaysian equities and equity-related securities, with particular focus on warrants and other equity-related derivatives. | |||||||||||||||||||||||||||||||||||
|
Asset Allocation The tables show the asset allocation range for each of the MAA Funds. The range of asset allocation may be changed from time to time in response to investment market conditions and economic influences. |
|
|
|
|||||||||||||||||||||||||||||||||||
|
Fund Management Fee |
Up to 1.5% per annum | Up to 1.5% per annum | Up to 1.0% per annum | |||||||||||||||||||||||||||||||||||
|
Please note that the underlying assets of each fund may fluctuate on a daily basis, which means that Unit Prices may fall as well as rise. The Performance of the fund is not guaranteed. Past performance is not a guarantee or a reflection of the fund's future performance. The investment risks under the policy are borne solely by the policyholders. MAA Dana Mas Yakin, MAA Dana Mas Maju (formerly known as MAA Dana Al-Fayyadh) & MAA Dana Seri Mulia (formerly known as MAA Dana As-Salam) are not takaful - only the investments of the funds are invested in financial instruments complying with Syariah principles. [ Back to top ] |
||||||||||||||||||||||||||||||||||||||
|
MAA Platinum Fund |
||||||||||||||||||||||||||||||||||||||
|
Fund Objective |
To provide capital appreciation and stable income over the medium to long-term through investments in a diversified portfolio of stocks and fixed income securities. | |||||||||||||||||||||||||||||||||||||
|
Risk Barometer |
High | |||||||||||||||||||||||||||||||||||||
|
Investor Profile |
High net worth individuals who are interested in capital growth and some element of recurrent income. | |||||||||||||||||||||||||||||||||||||
|
Investments of the Fund |
Predominantly Malaysian equities and equity-related securities. Some fixed income securities, cash and short-term money market instruments. | |||||||||||||||||||||||||||||||||||||
|
Asset Allocation The tables show the asset allocation range for each of the MAA Funds. The range of asset allocation may be changed from time to time in response to investment market conditions and economic influences. |
|
|||||||||||||||||||||||||||||||||||||
|
Fund Management Fee |
Up to 0.75% per annum | |||||||||||||||||||||||||||||||||||||
| Minimum Investment | RM1 million and must be maintained at all times. If capital investment drops below RM1 million, policyholder is required to fully surrender the policy or switch the balance to another fund. | |||||||||||||||||||||||||||||||||||||
| Performance Fee (see Note 1 below) |
The Performance Fee is charged based on the
following schedule:-
|
|||||||||||||||||||||||||||||||||||||
| Initial Bonus Unit | Policyholder gets a 1% "rebate" on the initial service fee paid via an issue of bonus units. | |||||||||||||||||||||||||||||||||||||
| Withdrawal Fee | Any withdrawal (partial or full) within the first 12 months after the first contribution into the fund whereby the minimum balance drops below RM1 million, there will be a surrender penalty of RM5,000 imposed (=0.5% of RM1 million). Thereafter, no penalty will be imposed. Minimum investment criteria will continue to apply. | |||||||||||||||||||||||||||||||||||||
|
Note 1 Performance Fee is applicable only if the Unit Price is above the Unit Holder's original entry price. Subject to the above, Performance Fee is charged if the annualized net investment return is greater than 10% pa based on the schedule above. Performance Fee is charged to Unit Holder on per calendar year basis oe on withdrawal, whichever is earlier, as a deduction of units from the Unit Holder's account. Please note that the underlying assets of each fund may fluctuate on a daily basis, which means that Unit Prices may fall as well as rise. The Performance of the fund is not guaranteed. Past performance is not a guarantee or a reflection of the fund's future performance. The investment risks under the policy are borne solely by the policyholders. MAA Dana Mas Yakin, MAA Dana Mas Maju (formerly known as MAA Dana Al-Fayyadh) & MAA Dana Seri Mulia (formerly known as MAA Dana As-Salam) are not takaful - only the investments of the funds are invested in financial instruments complying with Syariah principles. [ Back to top ] |
||||||||||||||||||||||||||||||||||||||
INVESTMENT FUNDS