All you want to know about the..... FWHS
DESCRIPTION OF BENEFITS/COVERAGE
SCHEDULE OF BENEFIT (ANY ONE DISABILITY)
| ITEM | BENEFITS | AMOUNT (RM) |
| 1(a) | Daily Hospital Room & Board (Maximum up to 30 days) |
As charged - in accordance to charges consistent with Second (2nd) Class Room & Board in a Non-Corporatised Malaysian Government Hospital |
| 1(b) | Intensive Care Unit (ICU) (Maximum up to 15 days) | |
| 2 | Hospital Supplies and Services | |
| 3 | Operating Theatre | |
| 4 | Surgical Fees (Exclude Organ Transplantation) | |
| 5 | Anesthetist Fees | |
| 6 | In-Hospital Physician Visits (Maximum up to 30 days) | |
| 7 | In-Hospital Specialist Consultation Visits (Maximum up to 30 days) | |
| 8 | Ambulance Fees / Medical Report Fees | |
| 9 | Service Tax (5%) | |
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Maximum Overall Annual Limit (Item 1 to 9) |
RM5,000.00 |
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The Annual Limit under the scheme covers the amount in excess of the medical expenses provided under the Foreign Worker Compensation Scheme (FWCS) as per Section 15(3) of the Workmen's Compensation Act 1952 (Act 273) |
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IMPORTANT NOTE: All benefits payable for any number of disabilities in any one given period of insurance is subject to the Overall Annual Limit of RM5,000.00 per Insured Worker |
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